Income protection provides affordable and flexible cover to give you a regular monthly income if you are unable to work due to sickness or injury.
Whether you are employed or self-employed, it’s important to consider how you and your family might cope if your regular income was lost due to an absence from work through sickness or injury. Monthly bills such as the mortgage, rent, utilities, loans and credit card payments would still need to be paid and family finances might soon become challenging. Cover is available from age 16, and the benefit can be paid right up to 68.
You can apply for income protection no matter what your profession may be. Cover can be up to 70% of your regular gross income. You can select cover up to a maximum of 70% of your regular gross income, or 70% of your net profit if self-employed. Benefits will be paid to you monthly free of tax. With some plans you can also select to include inflation cover. It is possible to select a waiting period to suit you. You can choose a deferred or waiting period before you start to receive benefits and the longer the waiting period you choose, the lower your premiums may be. Some plans offer a guaranteed insurability option should certain ‘life events’ take place which will allow you to increase your benefit amount should certain ‘life events’ such as a mortgage increase, marriage, birth of a child or divorce take place without you having to complete another full application form.
Towerbridge Group pride ourselves on customer satisfaction, why not take a look at some of the comments our recent customers have left for us.
It is not easy in my case to obtain life cover due to my medical information, rather than dismiss my issues as a lost cause Towerbridge Group took my information and patiently researched the market to find a company that would accept me. I found them to be informative and helpful.
Towerbridge Group are friendly and understanding and were able to get me a brilliant premium with a reputable company. I will most definitely recommend them to friends and family.
Towerbridge Group Ltd
60 Bank Parade
Burnley BB11 1TS
Registered in England and Wales No: 10008643.
Monday - Thursday 9:00am - 7:00pm
Friday 9:00am - 2:00pm